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The Problem
220 Million Pakistanis Lack Fair Financial Access
Our Solution
MicroFi combines Islamic finance principles with blockchain technology to provide accessible, Sharia-compliant financial services.
0% Interest Loans
Profit-sharing and fee-based models that comply with Islamic finance principles, eliminating riba (interest) completely.
Sharia Compliant
Platform being developed to ensure all transactions meet Islamic finance standards and ethical guidelines through proper certification.
Blockchain Secured
Smart contract escrow system providing transparency, security, and automated compliance with Sharia principles.
Expected Impact
"MicroFi wraps the current financial system to be Sharia-compliant by replacing riba with qard hasan loans and mudarabah investments, ensuring halal, transparent microfinance for Pakistan's unbanked."
Ali & Mustafa
Founders of MicroFi
Core Islamic Finance Principles
Our platform strictly adheres to Sharia law and Islamic finance principles, ensuring all services are halal and ethically sound
No Riba (Interest)
Zero interest rates on all loans and financial products, following strict Islamic banking principles
Profit Sharing
Mudarabah and Musharakah partnership models that share profits fairly between all parties
Asset Backing
All investments backed by real, tangible assets ensuring transparency and risk mitigation
Ethical Investment
No gambling, alcohol, or haram business investments, ensuring complete Sharia compliance
MicroFi is being developed to comply with Sharia law and Pakistani Digital Asset regulations. We are working towards obtaining proper Islamic finance certifications.Learn more about our planned compliance framework
MicroFi Development Roadmap & Token Launch
Our comprehensive roadmap from USDT token offering to full platform launch, bringing Sharia-compliant microfinance to Pakistan
Alphanet Testing
Join our exclusive alphanet testing phase. Help us validate smart contracts, test Islamic finance mechanisms, and ensure platform security before mainnet launch.
MFI Token Offering (USDT)
Join our exclusive USDT token offering and become an early investor in Pakistan's first Islamic blockchain microfinance platform.View tokenomics details
Mobile App
PKR-based microfinance application bringing blockchain benefits to everyday Pakistani users.
Development Timeline
TBA
Alphanet Testing & Smart Contract Deployment
TBA
Token Launch & Community Access
TBA
Mobile App Beta Release
TBA
Full Platform Launch
Trust & Compliance
Built with regulatory compliance and Islamic principles at the core
Regulatory Compliance
- PDAA Compliant
- SBP EMI Preparation
- KYC/AML Standards
- Data Protection
Expert Team
- Blockchain Developers
- Islamic Finance Scholars
- Regulatory Experts
- Pakistani Market Specialists
Security Features
- Smart Contract Escrow
- Multi-Signature Wallets
- Audited Code
- Insurance Coverage
MicroFi operates under the regulatory oversight of Pakistan's financial authorities, including compliance with PDAA (Pakistan Digital Asset Authority) guidelines and preparation for SBP (State Bank of Pakistan) EMI licensing. Our commitment to transparency, security, and regulatory compliance ensures that all users can trust our platform with their financial needs while maintaining the highest standards of Islamic finance principles.
Why Choose MicroFi?
Join thousands of Pakistanis who trust MicroFi for their Islamic finance needs. Our platform combines cutting-edge blockchain technology with time-tested Islamic banking principles.
Sharia Compliance Framework
Working towards certification by Pakistan's leading Sharia compliance authorities
Early Supporters
Growing community of Pakistani Muslims embracing Islamic DeFi
Interest Rate
Completely riba-free financial services following Islamic principles
Blockchain Security
Round-the-clock protection through smart contract technology
Built with World-Class Technology
Powered by cutting-edge technologies and enterprise-grade tools trusted by Fortune 500 companies
Frontend & Framework
Next.js
React framework with App Router
React
Latest React with concurrent features
TypeScript
Type-safe development
Tailwind CSS
Utility-first styling
Web3 & Blockchain
Ethereum
Decentralized blockchain platform
Wagmi
React hooks for Ethereum
Viem
TypeScript interface for Ethereum
Reown AppKit
Multi-wallet connection
AI & Intelligence
Groq AI
Fast LLM inference engine
Vercel AI SDK
Streaming AI responses
Llama 3.1
8B parameter language model
UI & Design System
Radix UI
Accessible component library
Lucide React
450+ beautiful icons
Framer Motion
Smooth animations
Infrastructure & Analytics
Vercel
Serverless deployment platform
Resend
Developer-first email API
Hotjar
User behavior analytics
TanStack Query
Data fetching & caching
Enterprise-Grade Security
Built with security-first architecture and best practices
- Content Security Policy
- CSRF Protection
- Environment Variables
- Rate Limiting
Performance Optimized
Lightning-fast loading with modern optimization techniques
- Bundle Splitting
- Image Optimization
- Edge Caching
- Core Web Vitals
Accessibility Compliant
WCAG 2.1 compliant with full keyboard navigation
- Screen Reader Support
- Keyboard Navigation
- Color Contrast
- Focus Management
Multi-Language Support
Native English and Urdu with RTL text support
- English/Urdu
- RTL Support
- Cultural Adaptation
- Font Optimization
Open Source & Transparent
Our code is transparent and built with the latest security standards and best practices